I think this is a scam. I should've known better and looked them up. I gave them all my banking info and personal info. when I applied. They said they would get back to me in 24 hrs. It's been almost 7 days now. There is no human being who answers their 800 number it just says to email them. I've sent numerous emails with no response. I put fraud alerts on my credit reports in fear they are going to do something with my personal info.
Loan aggregators, also called lead generators, can and do sell the information included on loan applications, and potential borrowers may not even know it. The application may ask for your name, address, phone number, date of birth, Social Security number, bank or credit card account number, annual income, and more.
Shopping for a Loan. Payday loans can be expensive; other credit offers may come with lower rates and costs. It's important to shop and compare available offers before you decide to take out an online payday loan. When you are request for cash advance from company credit offers, use the Internet or other sources to learn about the reputation of credit providers.
Shop for the credit offer with the lowest cost. Try to find out the annual percentage rate (APR) and the finance charge (including loan fees and interest, among other credit costs) of different options before you select a credit offer. You are looking for the lowest APR. If you are shopping online and can't find the APR and the finance charge, visit lenders in person.
Com to turn this liability into an asset. Look at your transportation costs. Be sure to choose a used car over a new one and think about public transportation or car pooling.
Your goal should be no car payment and minimal housing expenses. Another large expense is debt. Carrying debt is expensive, with interest rates, charges, fees, penalties and annual dues.
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