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Loan-to-Value (LTV) Ratio: The ratio reliable unsecured personal loans the principal balance of a mortgage loan to the value of the securing property, as determined by the purchase price or Appraised Value, whichever is less.
Loan Commitment : A loan commitment letter (also known as loan approval) issued by the Office of Loan Programs (OLP) committing to the funding of a Program loan for a specific borrower and property. A loan commitment letter will only be issued after OLPs satisfactory review of all property documentation (i.
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The letter will also require that certain conditions are met prior to loan funding. The initial interest rate specified will be the Program rate in effect at the time a loan commitment is issued.
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