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Prepayment charges of personal loan in hdfc bank

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

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Prepayment charges of personal loan in hdfc bank

It is not always possible to plan things in advance; some expenses crop up unexpectedly like medical emergency, breaking down of your car or providing for boiler repairs. In these loans, funds are transferred to your account swiftly and help you resolve your financial crisis soon.

Apply for payday advance loans ONLY during emergency. Being highly accessible, there can often be a temptation to opt for payday cash loans for less urgent problems. However, you should not take these loans for needs that are not genuine. The loans can be expensive and should not be used irresponsibly. A lot of people set emergency funds for critical situations. 3 to 6 months of living expenses should at least be spared for these emergent funding needs.

Some might keep their emergency cash in a checking account for withdrawal whenever required.

Prepayment charges of personal loan in hdfc bank

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Prepayment charges of personal loan in hdfc bank

Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.

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Prepayment charges of personal loan in hdfc bank