If what you said is correct, those payday loans were discharged (eliminated). What should you do. Nothing. Forget about it. If they should sue you for that debt, you have a perfect defense. I am laid off, will be going back to work soon I hope. In order to get by, I have been taking unsecured installment loans with very high interest rates. I have come to the conclusion that even when I do get back to work, there is no way I can afford this new debt.
My question is, I know courts frown on new debt (less than 90 days before filing bankruptcy), are they going to put me in a fraud category.
After you submit your application, your direct lender will present an option. Its recommended to apply at several sites to compare offers. Is there anything like guaranteed loan approval with no credit check available. Every now and then we get questions about lenders that can guarantee approval and with no credit check.
This is simply not possible to guarantee, but the good news is that lenders have wildly different requirements. And some dont even use hard credit checks, so your credit score wont be affected by the application itself. With that said if you have problems getting approved for a loan, try to apply at many different loan sites. If denied wait some time, and try again. Just make sure the site doesnt use hard credit checks, most of the non-personal loans on this site doesnt do hard credit checks.
Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher credit score required for unsecured personal loan of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above.
This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community.
You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan.
Ease of Use: FaxFreeCash is quick and easy to use. The application is a three- step process. Successful applicants will be able to choose from several options for loans from different lenders. Depending on the loan you choose, you will have anywhere from 14-120 days to repay what you have borrowed.
Security: FaxFreeCash provides a secure site for your personal and financial information. This site uses encryption technology and is not known to sell information to third parties. Cost: To compare costs, visit TopTenREVIEWS Payday Loans Comparisons and Reviews here.