A soft check is more like a background check and doesnt appear on your credit report. These are common for certain types of loan applications, as well as employment and rental applications. What is a hard credit check. A hard check, on the other hand, goes a little more in-depth with your credit history. You also need to give your permission for a hard pull on your credit report.
It can cause a temporary dip in your credit score and stays listed as an inquiry for two years. What are lenders looking for.
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Check City is quick, convenient, fair and has the lowest fees of any company I have used. The Lehi location was amazing. Debbie always helps me when I am in a financial bind. She takes time to listen to my needs and even gives suggestions on how to manage my loans. She always looks out for my best interest.
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Your financial institution may also charge you additional fees for insufficient funds. The Company complies with applicable collection laws. In some states, customers may obtain a payment plan. The Company will contact you using one or more authorized communication methods.
There may be fees associated with renewals or extension of your loan depending on your state and type of loan. Your loan will not renew automatically. If applicable in your state, a renewal depends on the Company's underwriting criteria.
Funds are available into your account generally the next business day after your application is approved (not pre-approved).